Call reports 2014
WOODTRUST BANK — 2014
What WOODTRUST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 371,633,000 | 364,875,000 | 377,529,000 | 370,410,000 |
| Total loans | 175,755,000 | 186,119,000 | 182,008,000 | 184,207,000 |
| Allowance for loan losses | 3,342,000 | 3,376,000 | 3,456,000 | 3,057,000 |
| Securities available for sale | 152,866,000 | 147,025,000 | 153,927,000 | 146,360,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,049,000 | 297,823,000 | 306,204,000 | 302,732,000 |
| Interest-bearing deposits | 243,288,000 | 238,963,000 | 241,294,000 | 238,797,000 |
| Noninterest-bearing deposits | 61,761,000 | 58,860,000 | 64,910,000 | 63,935,000 |
| Equity capital | 34,729,000 | 36,378,000 | 37,387,000 | 32,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,527,000 | 5,213,000 | 7,951,000 | 10,653,000 |
| Interest expense | 95,000 | 181,000 | 266,000 | 346,000 |
| Net interest income | 2,432,000 | 5,032,000 | 7,685,000 | 10,307,000 |
| Noninterest income | 2,250,000 | 4,644,000 | 7,093,000 | 9,483,000 |
| Noninterest expense | 2,649,000 | 5,365,000 | 7,803,000 | 10,443,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | -50,000 |
| Pretax income | 2,019,000 | 4,195,000 | 6,809,000 | 9,541,000 |
| Income tax | 7,000 | 14,000 | 22,000 | 46,000 |
| Net income | 2,012,000 | 4,181,000 | 6,787,000 | 9,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,482,000 | 34,617,000 | 35,868,000 | 31,781,000 |
| Total capital | 36,824,000 | 37,993,000 | 39,324,000 | 34,838,000 |
| Risk-weighted assets | 276,082,000 | 294,170,000 | 292,563,000 | 283,254,000 |