Call reports 2013
WOODTRUST BANK — 2013
What WOODTRUST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 350,585,000 | 350,295,000 | 355,307,000 | 374,565,000 |
| Total loans | 162,631,000 | 161,958,000 | 163,153,000 | 167,862,000 |
| Allowance for loan losses | 3,022,000 | 3,056,000 | 3,151,000 | 3,256,000 |
| Securities available for sale | 118,205,000 | 124,118,000 | 130,893,000 | 143,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,152,000 | 275,746,000 | 276,100,000 | 294,739,000 |
| Interest-bearing deposits | 223,733,000 | 219,225,000 | 221,301,000 | 237,837,000 |
| Noninterest-bearing deposits | 53,419,000 | 56,521,000 | 54,799,000 | 56,902,000 |
| Equity capital | 35,977,000 | 34,152,000 | 35,284,000 | 32,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,429,000 | 4,792,000 | 7,177,000 | 9,694,000 |
| Interest expense | 122,000 | 232,000 | 340,000 | 442,000 |
| Net interest income | 2,307,000 | 4,560,000 | 6,837,000 | 9,252,000 |
| Noninterest income | 2,342,000 | 4,477,000 | 6,688,000 | 8,928,000 |
| Noninterest expense | 2,620,000 | 5,393,000 | 8,181,000 | 11,219,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,998,000 | 3,545,000 | 5,170,000 | 6,706,000 |
| Income tax | 8,000 | 15,000 | 23,000 | 43,000 |
| Net income | 1,990,000 | 3,530,000 | 5,147,000 | 6,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,097,000 | 33,486,000 | 34,097,000 | 31,470,000 |
| Total capital | 36,119,000 | 36,502,000 | 37,238,000 | 34,726,000 |
| Risk-weighted assets | 242,218,000 | 241,228,000 | 251,250,000 | 264,293,000 |