Call reports 2012
WOODTRUST BANK — 2012
What WOODTRUST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 325,681,000 | 341,961,000 | 350,429,000 | 355,594,000 |
| Total loans | 159,989,000 | 158,087,000 | 152,600,000 | 166,012,000 |
| Allowance for loan losses | 2,637,000 | 2,730,000 | 2,871,000 | 2,873,000 |
| Securities available for sale | 98,610,000 | 112,952,000 | 116,387,000 | 118,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,025,000 | 290,432,000 | 292,190,000 | 292,068,000 |
| Interest-bearing deposits | 216,950,000 | 231,482,000 | 227,856,000 | 221,241,000 |
| Noninterest-bearing deposits | 58,075,000 | 58,950,000 | 64,334,000 | 70,827,000 |
| Equity capital | 35,343,000 | 35,882,000 | 37,040,000 | 34,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,522,000 | 4,999,000 | 7,499,000 | 9,984,000 |
| Interest expense | 199,000 | 378,000 | 542,000 | 677,000 |
| Net interest income | 2,323,000 | 4,621,000 | 6,957,000 | 9,307,000 |
| Noninterest income | 2,142,000 | 4,186,000 | 6,020,000 | 8,293,000 |
| Noninterest expense | 2,607,000 | 5,341,000 | 7,858,000 | 10,901,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 275,000 |
| Pretax income | 2,200,000 | 3,733,000 | 5,377,000 | 6,909,000 |
| Income tax | 8,000 | 16,000 | 24,000 | 45,000 |
| Net income | 2,192,000 | 3,717,000 | 5,353,000 | 6,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,243,000 | 33,753,000 | 34,304,000 | 31,107,000 |
| Total capital | 35,880,000 | 36,483,000 | 37,159,000 | 33,980,000 |
| Risk-weighted assets | 216,998,000 | 228,645,000 | 228,386,000 | 243,855,000 |