Call reports 2011
WOODTRUST BANK — 2011
What WOODTRUST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 312,421,000 | 313,988,000 | 319,436,000 | 331,215,000 |
| Total loans | 160,520,000 | 161,442,000 | 165,543,000 | 166,698,000 |
| Allowance for loan losses | 3,026,000 | 3,103,000 | 3,167,000 | 2,673,000 |
| Securities available for sale | 105,875,000 | 109,823,000 | 110,871,000 | 109,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,439,000 | 261,298,000 | 264,949,000 | 274,174,000 |
| Interest-bearing deposits | 206,891,000 | 201,252,000 | 202,009,000 | 211,466,000 |
| Noninterest-bearing deposits | 48,548,000 | 60,046,000 | 62,940,000 | 62,708,000 |
| Equity capital | 33,796,000 | 35,523,000 | 35,930,000 | 32,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,638,000 | 5,356,000 | 7,999,000 | 10,560,000 |
| Interest expense | 276,000 | 525,000 | 757,000 | 969,000 |
| Net interest income | 2,362,000 | 4,831,000 | 7,242,000 | 9,591,000 |
| Noninterest income | 1,917,000 | 3,925,000 | 5,952,000 | 8,088,000 |
| Noninterest expense | 2,474,000 | 4,896,000 | 7,455,000 | 10,352,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 1,075,000 |
| Pretax income | 1,791,000 | 3,871,000 | 5,675,000 | 6,414,000 |
| Income tax | 8,000 | 22,000 | 29,000 | 51,000 |
| Net income | 1,783,000 | 3,849,000 | 5,646,000 | 6,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,772,000 | 33,822,000 | 34,264,000 | 31,052,000 |
| Total capital | 35,479,000 | 36,500,000 | 36,966,000 | 33,725,000 |
| Risk-weighted assets | 216,232,000 | 213,821,000 | 215,670,000 | 222,062,000 |