Call reports 2010
WOODTRUST BANK — 2010
What WOODTRUST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 330,696,000 | 315,955,000 | 321,401,000 | 322,633,000 |
| Total loans | 165,782,000 | 163,631,000 | 166,711,000 | 161,692,000 |
| Allowance for loan losses | 2,900,000 | 2,839,000 | 2,725,000 | 2,954,000 |
| Securities available for sale | 112,017,000 | 110,038,000 | 110,896,000 | 97,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,043,000 | 255,894,000 | 256,841,000 | 268,277,000 |
| Interest-bearing deposits | 226,422,000 | 210,382,000 | 207,327,000 | 214,658,000 |
| Noninterest-bearing deposits | 43,621,000 | 45,512,000 | 49,514,000 | 53,619,000 |
| Equity capital | 34,419,000 | 35,344,000 | 36,634,000 | 32,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,932,000 | 5,839,000 | 8,712,000 | 11,493,000 |
| Interest expense | 447,000 | 855,000 | 1,220,000 | 1,532,000 |
| Net interest income | 2,485,000 | 4,984,000 | 7,492,000 | 9,961,000 |
| Noninterest income | 1,676,000 | 3,407,000 | 5,242,000 | 7,361,000 |
| Noninterest expense | 2,388,000 | 4,814,000 | 7,312,000 | 10,172,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 400,000 |
| Pretax income | 1,700,000 | 3,643,000 | 5,467,000 | 7,083,000 |
| Income tax | 6,000 | 13,000 | 21,000 | 44,000 |
| Net income | 1,694,000 | 3,630,000 | 5,446,000 | 7,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,283,000 | 33,135,000 | 33,733,000 | 30,989,000 |
| Total capital | 35,183,000 | 35,974,000 | 36,458,000 | 33,720,000 |
| Risk-weighted assets | 249,626,000 | 232,052,000 | 226,395,000 | 218,289,000 |