Call reports 2009
WOODTRUST BANK — 2009
What WOODTRUST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 326,312,000 | 318,857,000 | 325,836,000 | 340,227,000 |
| Total loans | 155,621,000 | 147,826,000 | 156,245,000 | 169,077,000 |
| Allowance for loan losses | 2,439,000 | 3,113,000 | 2,863,000 | 2,708,000 |
| Securities available for sale | 145,999,000 | 136,585,000 | 98,216,000 | 110,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,196,000 | 264,486,000 | 268,620,000 | 277,304,000 |
| Interest-bearing deposits | 225,330,000 | 221,110,000 | 221,968,000 | 222,188,000 |
| Noninterest-bearing deposits | 45,866,000 | 43,376,000 | 46,652,000 | 55,116,000 |
| Equity capital | 33,608,000 | 34,491,000 | 35,172,000 | 34,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,016,000 | 6,121,000 | 9,017,000 | 12,008,000 |
| Interest expense | 701,000 | 1,305,000 | 1,850,000 | 2,343,000 |
| Net interest income | 2,315,000 | 4,816,000 | 7,167,000 | 9,665,000 |
| Noninterest income | 1,668,000 | 3,421,000 | 5,024,000 | 6,738,000 |
| Noninterest expense | 2,320,000 | 4,878,000 | 7,284,000 | 9,617,000 |
| Provision for loan losses | 60,000 | 870,000 | 945,000 | 1,520,000 |
| Pretax income | 1,603,000 | 2,398,000 | 3,871,000 | 5,404,000 |
| Income tax | 1,000 | 5,000 | 14,000 | 45,000 |
| Net income | 1,602,000 | 2,393,000 | 3,857,000 | 5,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,062,000 | 32,838,000 | 33,081,000 | 32,280,000 |
| Total capital | 35,501,000 | 35,951,000 | 35,943,000 | 34,988,000 |
| Risk-weighted assets | 298,675,000 | 278,283,000 | 234,569,000 | 255,072,000 |