Call reports 2008
WOODTRUST BANK — 2008
What WOODTRUST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 320,882,000 | 310,271,000 | 317,765,000 | 322,555,000 |
| Total loans | 163,591,000 | 162,773,000 | 159,290,000 | 158,779,000 |
| Allowance for loan losses | 2,482,000 | 2,543,000 | 2,393,000 | 2,407,000 |
| Securities available for sale | 107,643,000 | 106,124,000 | 115,358,000 | 130,201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,155,000 | 256,772,000 | 266,060,000 | 261,212,000 |
| Interest-bearing deposits | 227,500,000 | 216,153,000 | 229,148,000 | 221,521,000 |
| Noninterest-bearing deposits | 36,655,000 | 40,619,000 | 36,912,000 | 39,691,000 |
| Equity capital | 31,648,000 | 31,662,000 | 31,334,000 | 30,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,280,000 | 8,015,000 | 11,672,000 | 15,103,000 |
| Interest expense | 1,763,000 | 3,057,000 | 4,242,000 | 5,157,000 |
| Net interest income | 2,517,000 | 4,958,000 | 7,430,000 | 9,946,000 |
| Noninterest income | 433,000 | 880,000 | 1,312,000 | 1,755,000 |
| Noninterest expense | 1,477,000 | 2,997,000 | 5,056,000 | 6,541,000 |
| Provision for loan losses | 60,000 | 120,000 | 300,000 | 615,000 |
| Pretax income | 1,413,000 | 2,721,000 | 3,386,000 | 4,545,000 |
| Income tax | 8,000 | 14,000 | 20,000 | 24,000 |
| Net income | 1,405,000 | 2,707,000 | 3,366,000 | 4,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,705,000 | 31,464,000 | 31,378,000 | 30,094,000 |
| Total capital | 33,187,000 | 34,007,000 | 33,771,000 | 32,501,000 |
| Risk-weighted assets | 264,306,000 | 265,137,000 | 269,991,000 | 286,410,000 |