Call reports 2007
WOODTRUST BANK — 2007
What WOODTRUST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 246,927,000 | 318,979,000 | 320,561,000 | 324,749,000 |
| Total loans | 160,398,000 | 159,918,000 | 161,599,000 | 161,138,000 |
| Allowance for loan losses | 2,456,000 | 2,491,000 | 2,518,000 | 2,407,000 |
| Securities available for sale | 48,737,000 | 53,125,000 | 80,608,000 | 93,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,317,000 | 258,500,000 | 262,583,000 | 269,229,000 |
| Interest-bearing deposits | 157,028,000 | 221,983,000 | 227,177,000 | 225,161,000 |
| Noninterest-bearing deposits | 31,289,000 | 36,517,000 | 35,406,000 | 44,068,000 |
| Equity capital | 31,211,000 | 32,160,000 | 33,088,000 | 30,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,721,000 | 8,258,000 | 13,142,000 | 17,818,000 |
| Interest expense | 1,389,000 | 3,321,000 | 5,587,000 | 7,742,000 |
| Net interest income | 2,332,000 | 4,937,000 | 7,555,000 | 10,076,000 |
| Noninterest income | 391,000 | 898,000 | 1,369,000 | 1,853,000 |
| Noninterest expense | 1,438,000 | 2,910,000 | 4,446,000 | 6,837,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 420,000 |
| Pretax income | 1,252,000 | 2,862,000 | 4,385,000 | 4,654,000 |
| Income tax | 7,000 | 24,000 | 35,000 | 40,000 |
| Net income | 1,245,000 | 2,838,000 | 4,350,000 | 4,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,270,000 | 32,391,000 | 32,755,000 | 29,768,000 |
| Total capital | 33,695,000 | 34,882,000 | 35,273,000 | 32,175,000 |
| Risk-weighted assets | 193,978,000 | 209,742,000 | 234,089,000 | 249,023,000 |