Call reports 2006
WOODTRUST BANK — 2006
What WOODTRUST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 243,024,000 | 243,847,000 | 233,021,000 | 248,256,000 |
| Total loans | 160,457,000 | 160,390,000 | 159,438,000 | 160,530,000 |
| Allowance for loan losses | 2,376,000 | 2,407,000 | 2,437,000 | 2,423,000 |
| Securities available for sale | 47,784,000 | 44,319,000 | 53,676,000 | 51,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,615,000 | 188,620,000 | 178,719,000 | 193,177,000 |
| Interest-bearing deposits | 152,767,000 | 152,914,000 | 145,529,000 | 152,510,000 |
| Noninterest-bearing deposits | 37,848,000 | 35,706,000 | 33,190,000 | 40,667,000 |
| Equity capital | 30,217,000 | 31,133,000 | 32,195,000 | 30,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,308,000 | 6,977,000 | 10,711,000 | 14,336,000 |
| Interest expense | 1,034,000 | 2,159,000 | 3,392,000 | 4,663,000 |
| Net interest income | 2,274,000 | 4,818,000 | 7,319,000 | 9,673,000 |
| Noninterest income | 387,000 | 856,000 | 1,486,000 | 1,960,000 |
| Noninterest expense | 1,417,000 | 2,808,000 | 4,221,000 | 6,374,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,160,000 | 2,648,000 | 4,337,000 | 4,979,000 |
| Income tax | 2,000 | 21,000 | 35,000 | 38,000 |
| Net income | 1,158,000 | 2,627,000 | 4,302,000 | 4,941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,806,000 | 31,802,000 | 32,661,000 | 30,766,000 |
| Total capital | 33,171,000 | 34,149,000 | 35,007,000 | 33,165,000 |
| Risk-weighted assets | 189,214,000 | 187,680,000 | 187,560,000 | 191,876,000 |