Call reports 2002
WOODTRUST BANK — 2002
What WOODTRUST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 220,448,000 | 222,001,000 | 229,103,000 | 242,432,000 |
| Total loans | 151,004,000 | 154,910,000 | 151,779,000 | 155,137,000 |
| Allowance for loan losses | 2,491,000 | 2,545,000 | 2,574,000 | 2,571,000 |
| Securities available for sale | 49,866,000 | 44,877,000 | 53,643,000 | 62,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,152,000 | 175,672,000 | 181,572,000 | 192,959,000 |
| Interest-bearing deposits | 148,568,000 | 147,368,000 | 148,421,000 | 159,027,000 |
| Noninterest-bearing deposits | 25,584,000 | 28,304,000 | 33,151,000 | 33,932,000 |
| Equity capital | 35,129,000 | 35,121,000 | 35,866,000 | 35,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,335,000 | 6,532,000 | 9,737,000 | 12,900,000 |
| Interest expense | 1,005,000 | 1,950,000 | 2,863,000 | 3,750,000 |
| Net interest income | 2,330,000 | 4,582,000 | 6,874,000 | 9,150,000 |
| Noninterest income | 465,000 | 875,000 | 1,349,000 | 2,120,000 |
| Noninterest expense | 1,166,000 | 2,338,000 | 3,555,000 | 5,052,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,599,000 | 3,059,000 | 4,578,000 | 6,097,000 |
| Income tax | 15,000 | 26,000 | 38,000 | 51,000 |
| Net income | 1,584,000 | 3,033,000 | 4,540,000 | 6,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,641,000 | 34,260,000 | 34,819,000 | 34,902,000 |
| Total capital | 36,714,000 | 36,391,000 | 36,890,000 | 37,109,000 |
| Risk-weighted assets | 165,406,000 | 170,047,000 | 165,216,000 | 176,210,000 |