Call reports 2001
WOODTRUST BANK — 2001
What WOODTRUST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 225,387,000 | 226,465,000 | 232,194,000 | 231,105,000 |
| Total loans | 157,079,000 | 150,193,000 | 147,173,000 | 148,181,000 |
| Allowance for loan losses | 2,486,000 | 2,521,000 | 2,510,000 | 2,458,000 |
| Securities available for sale | 43,179,000 | 41,582,000 | 48,426,000 | 53,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,072,000 | 176,450,000 | 179,366,000 | 186,394,000 |
| Interest-bearing deposits | 149,219,000 | 149,672,000 | 152,477,000 | 153,193,000 |
| Noninterest-bearing deposits | 24,853,000 | 26,778,000 | 26,889,000 | 33,201,000 |
| Equity capital | 36,134,000 | 34,514,000 | 35,704,000 | 34,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,182,000 | 8,198,000 | 12,082,000 | 15,691,000 |
| Interest expense | 1,781,000 | 3,424,000 | 4,991,000 | 6,217,000 |
| Net interest income | 2,401,000 | 4,774,000 | 7,091,000 | 9,474,000 |
| Noninterest income | 351,000 | 851,000 | 1,229,000 | 1,754,000 |
| Noninterest expense | 1,227,000 | 2,466,000 | 3,672,000 | 5,167,000 |
| Provision for loan losses | 23,000 | 53,000 | 98,000 | 143,000 |
| Pretax income | 1,502,000 | 3,189,000 | 4,633,000 | 6,000,000 |
| Income tax | 28,000 | 49,000 | 65,000 | 82,000 |
| Net income | 1,474,000 | 3,140,000 | 4,568,000 | 5,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,184,000 | 33,666,000 | 34,484,000 | 33,937,000 |
| Total capital | 37,274,000 | 35,742,000 | 36,570,000 | 36,003,000 |
| Risk-weighted assets | 166,781,000 | 165,597,000 | 166,463,000 | 164,863,000 |