Call reports 2025
COMMUNITY COMMERCE BANK — 2025
What COMMUNITY COMMERCE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 395,456,000 | 397,123,000 | 398,405,000 | 411,533,000 |
| Total loans | 292,519,000 | 293,892,000 | 292,034,000 | 302,826,000 |
| Allowance for loan losses | 3,398,000 | 3,398,000 | 3,398,000 | 3,398,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,288,000 | 4,176,000 | 4,062,000 | 3,953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,399,000 | 298,478,000 | 298,541,000 | 310,462,000 |
| Interest-bearing deposits | 301,097,000 | 296,429,000 | 295,004,000 | 309,032,000 |
| Noninterest-bearing deposits | 1,302,000 | 2,049,000 | 3,537,000 | 1,430,000 |
| Equity capital | 61,011,000 | 61,434,000 | 61,971,000 | 62,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,131,000 | 12,270,000 | 18,374,000 | 24,619,000 |
| Interest expense | 3,363,000 | 6,657,000 | 9,890,000 | 13,119,000 |
| Net interest income | 2,768,000 | 5,613,000 | 8,484,000 | 11,500,000 |
| Noninterest income | 181,000 | 506,000 | 816,000 | 1,115,000 |
| Noninterest expense | 2,220,000 | 4,481,000 | 6,617,000 | 8,878,000 |
| Provision for loan losses | 2,000 | 13,000 | -76,000 | -90,000 |
| Pretax income | 727,000 | 1,625,000 | 2,759,000 | 3,827,000 |
| Income tax | 179,000 | 351,000 | 647,000 | 1,043,000 |
| Net income | 548,000 | 1,274,000 | 2,112,000 | 2,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,011,000 | 61,433,000 | 61,971,000 | 62,340,000 |
| Total capital | 64,409,000 | 64,831,000 | 65,369,000 | 65,738,000 |
| Risk-weighted assets | 316,664,000 | 321,593,000 | 320,788,000 | 333,775,000 |