Call reports 2024
COMMUNITY COMMERCE BANK — 2024
What COMMUNITY COMMERCE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 387,883,000 | 392,223,000 | 395,024,000 | 400,305,000 |
| Total loans | 291,102,000 | 292,906,000 | 294,851,000 | 296,980,000 |
| Allowance for loan losses | 3,398,000 | 3,398,000 | 3,398,000 | 3,398,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,719,000 | 4,620,000 | 4,503,000 | 4,395,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,953,000 | 299,586,000 | 301,667,000 | 307,194,000 |
| Interest-bearing deposits | 288,586,000 | 297,526,000 | 298,877,000 | 305,073,000 |
| Noninterest-bearing deposits | 1,367,000 | 2,060,000 | 2,790,000 | 2,121,000 |
| Equity capital | 59,559,000 | 59,907,000 | 60,513,000 | 60,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,850,000 | 11,925,000 | 18,381,000 | 24,552,000 |
| Interest expense | 3,116,000 | 6,487,000 | 9,966,000 | 13,401,000 |
| Net interest income | 2,734,000 | 5,438,000 | 8,415,000 | 11,151,000 |
| Noninterest income | 227,000 | 466,000 | 707,000 | 960,000 |
| Noninterest expense | 2,138,000 | 4,195,000 | 6,284,000 | 8,399,000 |
| Provision for loan losses | -3,000 | 11,000 | 11,000 | 95,000 |
| Pretax income | 826,000 | 1,698,000 | 2,827,000 | 3,617,000 |
| Income tax | 208,000 | 431,000 | 651,000 | 887,000 |
| Net income | 618,000 | 1,267,000 | 2,176,000 | 2,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,559,000 | 59,907,000 | 60,513,000 | 60,764,000 |
| Total capital | 62,957,000 | 63,305,000 | 63,911,000 | 64,162,000 |
| Risk-weighted assets | 314,859,000 | 316,800,000 | 318,930,000 | 321,527,000 |