Call reports 2023
COMMUNITY COMMERCE BANK — 2023
What COMMUNITY COMMERCE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 335,120,000 | 356,364,000 | 375,466,000 | 378,093,000 |
| Total loans | 253,671,000 | 268,189,000 | 275,560,000 | 281,924,000 |
| Allowance for loan losses | 3,598,000 | 3,598,000 | 3,398,000 | 3,398,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,179,000 | 12,860,000 | 19,725,000 | 11,733,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,993,000 | 249,257,000 | 277,890,000 | 275,335,000 |
| Interest-bearing deposits | 240,493,000 | 248,057,000 | 275,975,000 | 272,919,000 |
| Noninterest-bearing deposits | 500,000 | 1,200,000 | 1,915,000 | 2,416,000 |
| Equity capital | 58,158,000 | 58,520,000 | 59,020,000 | 59,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,138,000 | 8,793,000 | 14,036,000 | 19,687,000 |
| Interest expense | 1,527,000 | 3,513,000 | 6,144,000 | 9,132,000 |
| Net interest income | 2,611,000 | 5,280,000 | 7,892,000 | 10,555,000 |
| Noninterest income | 207,000 | 421,000 | 641,000 | 874,000 |
| Noninterest expense | 1,804,000 | 3,799,000 | 5,744,000 | 7,956,000 |
| Provision for loan losses | 29,000 | 24,000 | -177,000 | -184,000 |
| Pretax income | 985,000 | 1,878,000 | 2,966,000 | 3,657,000 |
| Income tax | 257,000 | 486,000 | 772,000 | 937,000 |
| Net income | 728,000 | 1,392,000 | 2,194,000 | 2,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,158,000 | 58,520,000 | 59,020,000 | 59,244,000 |
| Total capital | 61,571,000 | 62,118,000 | 62,418,000 | 62,642,000 |
| Risk-weighted assets | 272,849,000 | 289,314,000 | 296,277,000 | 304,695,000 |