Call reports 2022
COMMUNITY COMMERCE BANK — 2022
What COMMUNITY COMMERCE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 316,372,000 | 309,834,000 | 321,703,000 | 330,579,000 |
| Total loans | 221,430,000 | 226,648,000 | 241,453,000 | 249,588,000 |
| Allowance for loan losses | 2,987,000 | 2,987,000 | 2,837,000 | 2,837,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,709,000 | 5,549,000 | 5,401,000 | 5,280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,768,000 | 222,344,000 | 233,290,000 | 239,870,000 |
| Interest-bearing deposits | 223,340,000 | 221,375,000 | 231,678,000 | 238,710,000 |
| Noninterest-bearing deposits | 428,000 | 969,000 | 1,612,000 | 1,160,000 |
| Equity capital | 57,091,000 | 57,434,000 | 58,045,000 | 58,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,257,000 | 6,433,000 | 10,151,000 | 14,007,000 |
| Interest expense | 541,000 | 1,151,000 | 2,002,000 | 3,128,000 |
| Net interest income | 2,716,000 | 5,282,000 | 8,149,000 | 10,879,000 |
| Noninterest income | 202,000 | 437,000 | 623,000 | 858,000 |
| Noninterest expense | 1,952,000 | 3,909,000 | 5,898,000 | 8,100,000 |
| Provision for loan losses | 0 | 0 | -150,000 | -144,000 |
| Pretax income | 966,000 | 1,810,000 | 3,024,000 | 3,781,000 |
| Income tax | 214,000 | 413,000 | 714,000 | 984,000 |
| Net income | 752,000 | 1,397,000 | 2,310,000 | 2,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,091,000 | 57,434,000 | 58,045,000 | 58,230,000 |
| Total capital | 60,029,000 | 60,421,000 | 60,882,000 | 61,067,000 |
| Risk-weighted assets | 235,027,000 | 244,387,000 | 259,332,000 | 270,316,000 |