Call reports 2021
COMMUNITY COMMERCE BANK — 2021
What COMMUNITY COMMERCE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 325,294,000 | 334,088,000 | 324,319,000 | 314,862,000 |
| Total loans | 240,121,000 | 240,747,000 | 229,695,000 | 221,457,000 |
| Allowance for loan losses | 2,987,000 | 2,987,000 | 2,987,000 | 2,987,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 115,000 | 6,194,000 | 6,061,000 | 5,876,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,884,000 | 232,838,000 | 231,977,000 | 222,627,000 |
| Interest-bearing deposits | 223,406,000 | 231,975,000 | 230,688,000 | 221,734,000 |
| Noninterest-bearing deposits | 478,000 | 862,000 | 1,289,000 | 893,000 |
| Equity capital | 54,636,000 | 55,191,000 | 55,947,000 | 56,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,851,000 | 7,386,000 | 11,113,000 | 14,728,000 |
| Interest expense | 765,000 | 1,420,000 | 2,048,000 | 2,636,000 |
| Net interest income | 3,086,000 | 5,966,000 | 9,065,000 | 12,092,000 |
| Noninterest income | 182,000 | 368,000 | 606,000 | 819,000 |
| Noninterest expense | 2,024,000 | 3,937,000 | 5,820,000 | 7,614,000 |
| Provision for loan losses | 0 | 0 | 1,000 | -11,000 |
| Pretax income | 1,244,000 | 2,397,000 | 3,850,000 | 5,308,000 |
| Income tax | 282,000 | 576,000 | 973,000 | 1,433,000 |
| Net income | 962,000 | 1,821,000 | 2,877,000 | 3,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,635,000 | 55,191,000 | 55,947,000 | 56,642,000 |
| Total capital | 57,562,000 | 58,121,000 | 58,853,000 | 59,520,000 |
| Risk-weighted assets | 234,133,000 | 234,297,000 | 232,408,000 | 230,133,000 |