Call reports 2020
COMMUNITY COMMERCE BANK — 2020
What COMMUNITY COMMERCE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 287,385,000 | 324,045,000 | 338,351,000 | 337,115,000 |
| Total loans | 211,139,000 | 243,219,000 | 254,136,000 | 247,519,000 |
| Allowance for loan losses | 2,267,000 | 2,587,000 | 2,862,000 | 2,987,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 172,000 | 162,000 | 142,000 | 124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,266,000 | 194,193,000 | 203,517,000 | 233,404,000 |
| Interest-bearing deposits | 192,998,000 | 193,396,000 | 202,497,000 | 232,675,000 |
| Noninterest-bearing deposits | 268,000 | 797,000 | 1,020,000 | 729,000 |
| Equity capital | 53,488,000 | 53,481,000 | 53,758,000 | 53,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,485,000 | 6,752,000 | 10,548,000 | 14,422,000 |
| Interest expense | 1,221,000 | 2,376,000 | 3,395,000 | 4,312,000 |
| Net interest income | 2,264,000 | 4,376,000 | 7,153,000 | 10,110,000 |
| Noninterest income | 116,000 | 232,000 | 350,000 | 445,000 |
| Noninterest expense | 1,864,000 | 3,402,000 | 5,020,000 | 6,737,000 |
| Provision for loan losses | -3,000 | 316,000 | 855,000 | 1,465,000 |
| Pretax income | 519,000 | 890,000 | 1,628,000 | 2,353,000 |
| Income tax | 121,000 | 197,000 | 356,000 | 561,000 |
| Net income | 398,000 | 693,000 | 1,272,000 | 1,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,488,000 | 53,481,000 | 53,758,000 | 53,976,000 |
| Total capital | 55,755,000 | 56,068,000 | 56,620,000 | 56,951,000 |
| Risk-weighted assets | 222,713,000 | 227,309,000 | 235,970,000 | 237,954,000 |