Call reports 2019
COMMUNITY COMMERCE BANK — 2019
What COMMUNITY COMMERCE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 266,794,000 | 277,305,000 | 276,756,000 | 279,806,000 |
| Total loans | 194,890,000 | 200,665,000 | 202,956,000 | 209,207,000 |
| Allowance for loan losses | 2,187,000 | 2,267,000 | 2,267,000 | 2,267,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 253,000 | 233,000 | 211,000 | 190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,947,000 | 183,854,000 | 183,099,000 | 185,763,000 |
| Interest-bearing deposits | 172,621,000 | 183,094,000 | 182,300,000 | 185,239,000 |
| Noninterest-bearing deposits | 326,000 | 760,000 | 800,000 | 524,000 |
| Equity capital | 52,676,000 | 52,751,000 | 53,135,000 | 53,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,189,000 | 6,531,000 | 10,098,000 | 13,579,000 |
| Interest expense | 1,228,000 | 2,538,000 | 3,881,000 | 5,163,000 |
| Net interest income | 1,961,000 | 3,993,000 | 6,217,000 | 8,416,000 |
| Noninterest income | 112,000 | 225,000 | 340,000 | 453,000 |
| Noninterest expense | 1,606,000 | 3,182,000 | 4,742,000 | 6,260,000 |
| Provision for loan losses | 45,000 | 123,000 | -24,000 | -8,000 |
| Pretax income | 422,000 | 913,000 | 1,839,000 | 2,617,000 |
| Income tax | 94,000 | 207,000 | 447,000 | 665,000 |
| Net income | 328,000 | 706,000 | 1,392,000 | 1,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,676,000 | 52,751,000 | 53,135,000 | 53,393,000 |
| Total capital | 54,863,000 | 55,018,000 | 55,402,000 | 55,660,000 |
| Risk-weighted assets | 208,675,000 | 214,642,000 | 215,251,000 | 220,822,000 |