Call reports 2018
COMMUNITY COMMERCE BANK — 2018
What COMMUNITY COMMERCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 214,231,000 | 234,119,000 | 239,701,000 | 259,428,000 |
| Total loans | 158,331,000 | 169,811,000 | 176,023,000 | 185,299,000 |
| Allowance for loan losses | 2,292,000 | 2,292,000 | 2,147,000 | 2,146,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 351,000 | 318,000 | 301,000 | 273,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,344,000 | 136,461,000 | 140,361,000 | 166,173,000 |
| Interest-bearing deposits | 125,966,000 | 135,890,000 | 139,568,000 | 165,567,000 |
| Noninterest-bearing deposits | 378,000 | 571,000 | 793,000 | 606,000 |
| Equity capital | 51,227,000 | 51,704,000 | 52,169,000 | 52,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,608,000 | 5,665,000 | 8,752,000 | 12,134,000 |
| Interest expense | 560,000 | 1,281,000 | 2,155,000 | 3,223,000 |
| Net interest income | 2,048,000 | 4,384,000 | 6,597,000 | 8,911,000 |
| Noninterest income | 108,000 | 217,000 | 336,000 | 449,000 |
| Noninterest expense | 1,532,000 | 3,054,000 | 4,570,000 | 5,981,000 |
| Provision for loan losses | 16,000 | 12,000 | -132,000 | -135,000 |
| Pretax income | 608,000 | 1,535,000 | 2,495,000 | 3,514,000 |
| Income tax | 148,000 | 296,000 | 490,000 | 724,000 |
| Net income | 460,000 | 1,239,000 | 2,005,000 | 2,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,227,000 | 51,704,000 | 52,169,000 | 52,649,000 |
| Total capital | 53,418,000 | 53,996,000 | 54,316,000 | 54,795,000 |
| Risk-weighted assets | 175,042,000 | 184,496,000 | 190,493,000 | 202,667,000 |