Call reports 2017
COMMUNITY COMMERCE BANK — 2017
What COMMUNITY COMMERCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 191,495,000 | 194,388,000 | 203,841,000 | 209,852,000 |
| Total loans | 133,911,000 | 137,275,000 | 142,650,000 | 152,351,000 |
| Allowance for loan losses | 2,951,000 | 2,951,000 | 2,721,000 | 2,292,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 471,000 | 426,000 | 399,000 | 372,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,437,000 | 106,236,000 | 115,033,000 | 121,756,000 |
| Interest-bearing deposits | 103,187,000 | 105,844,000 | 114,347,000 | 121,242,000 |
| Noninterest-bearing deposits | 250,000 | 392,000 | 686,000 | 514,000 |
| Equity capital | 51,975,000 | 52,169,000 | 52,912,000 | 51,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,397,000 | 4,859,000 | 7,816,000 | 10,375,000 |
| Interest expense | 350,000 | 738,000 | 1,179,000 | 1,672,000 |
| Net interest income | 2,047,000 | 4,121,000 | 6,637,000 | 8,703,000 |
| Noninterest income | 103,000 | 210,000 | 317,000 | 492,000 |
| Noninterest expense | 1,556,000 | 3,054,000 | 4,561,000 | 6,206,000 |
| Provision for loan losses | -310,000 | -333,000 | -593,000 | -993,000 |
| Pretax income | 904,000 | 1,610,000 | 2,986,000 | 3,982,000 |
| Income tax | 330,000 | 540,000 | 869,000 | 3,406,000 |
| Net income | 574,000 | 1,070,000 | 2,117,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,418,000 | 51,581,000 | 52,657,000 | 51,069,000 |
| Total capital | 53,324,000 | 53,511,000 | 54,663,000 | 53,215,000 |
| Risk-weighted assets | 150,881,000 | 152,773,000 | 159,540,000 | 171,548,000 |