Call reports 2016
COMMUNITY COMMERCE BANK — 2016
What COMMUNITY COMMERCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 185,284,000 | 186,891,000 | 189,341,000 | 187,343,000 |
| Total loans | 128,815,000 | 129,136,000 | 131,007,000 | 130,736,000 |
| Allowance for loan losses | 3,436,000 | 3,436,000 | 3,226,000 | 3,212,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 638,000 | 602,000 | 557,000 | 518,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,633,000 | 100,482,000 | 102,527,000 | 99,529,000 |
| Interest-bearing deposits | 96,932,000 | 99,842,000 | 101,927,000 | 98,518,000 |
| Noninterest-bearing deposits | 701,000 | 640,000 | 600,000 | 1,011,000 |
| Equity capital | 51,471,000 | 51,315,000 | 51,582,000 | 51,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,474,000 | 4,842,000 | 7,292,000 | 9,821,000 |
| Interest expense | 320,000 | 660,000 | 1,002,000 | 1,345,000 |
| Net interest income | 2,154,000 | 4,182,000 | 6,290,000 | 8,476,000 |
| Noninterest income | 178,000 | 344,000 | 453,000 | 559,000 |
| Noninterest expense | 1,639,000 | 3,139,000 | 4,686,000 | 6,191,000 |
| Provision for loan losses | -262,000 | -264,000 | -489,000 | -522,000 |
| Pretax income | 955,000 | 1,651,000 | 2,546,000 | 3,366,000 |
| Income tax | 347,000 | 595,000 | 920,000 | 1,318,000 |
| Net income | 608,000 | 1,056,000 | 1,626,000 | 2,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,993,000 | 50,783,000 | 51,130,000 | 50,995,000 |
| Total capital | 52,858,000 | 52,683,000 | 53,033,000 | 52,866,000 |
| Risk-weighted assets | 147,174,000 | 149,938,000 | 150,463,000 | 147,603,000 |