Call reports 2014
COMMUNITY COMMERCE BANK — 2014
What COMMUNITY COMMERCE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 217,933,000 | 207,024,000 | 204,540,000 | 199,501,000 |
| Total loans | 148,629,000 | 142,110,000 | 136,464,000 | 134,493,000 |
| Allowance for loan losses | 6,529,000 | 6,051,000 | 5,623,000 | 5,418,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,144,000 | 964,000 | 887,000 | 834,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,434,000 | 124,350,000 | 120,929,000 | 114,829,000 |
| Interest-bearing deposits | 134,811,000 | 123,910,000 | 120,465,000 | 114,166,000 |
| Noninterest-bearing deposits | 623,000 | 440,000 | 464,000 | 663,000 |
| Equity capital | 47,926,000 | 48,709,000 | 49,444,000 | 49,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,994,000 | 5,886,000 | 8,724,000 | 11,449,000 |
| Interest expense | 402,000 | 781,000 | 1,159,000 | 1,540,000 |
| Net interest income | 2,592,000 | 5,105,000 | 7,565,000 | 9,909,000 |
| Noninterest income | 231,000 | 739,000 | 1,219,000 | 2,108,000 |
| Noninterest expense | 2,073,000 | 4,150,000 | 6,251,000 | 8,462,000 |
| Provision for loan losses | -498,000 | -826,000 | -1,260,000 | -1,480,000 |
| Pretax income | 1,248,000 | 2,520,000 | 3,793,000 | 5,035,000 |
| Income tax | 467,000 | 956,000 | 1,493,000 | 1,989,000 |
| Net income | 781,000 | 1,564,000 | 2,300,000 | 3,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,771,000 | 44,625,000 | 45,431,000 | 45,654,000 |
| Total capital | 46,001,000 | 46,743,000 | 47,507,000 | 47,642,000 |
| Risk-weighted assets | 174,077,000 | 165,546,000 | 162,560,000 | 155,705,000 |