Call reports 2012
COMMUNITY COMMERCE BANK — 2012
What COMMUNITY COMMERCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 299,168,000 | 288,916,000 | 279,831,000 | 264,046,000 |
| Total loans | 222,318,000 | 207,375,000 | 199,852,000 | 189,874,000 |
| Allowance for loan losses | 11,683,000 | 11,683,000 | 11,683,000 | 10,940,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,037,000 | 1,996,000 | 1,930,000 | 1,860,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,921,000 | 224,698,000 | 214,518,000 | 197,835,000 |
| Interest-bearing deposits | 230,715,000 | 224,126,000 | 213,613,000 | 197,495,000 |
| Noninterest-bearing deposits | 206,000 | 572,000 | 905,000 | 340,000 |
| Equity capital | 40,094,000 | 40,817,000 | 41,872,000 | 42,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,511,000 | 8,854,000 | 12,915,000 | 16,881,000 |
| Interest expense | 971,000 | 1,851,000 | 2,527,000 | 3,127,000 |
| Net interest income | 3,540,000 | 7,003,000 | 10,388,000 | 13,754,000 |
| Noninterest income | 205,000 | 468,000 | 479,000 | 658,000 |
| Noninterest expense | 2,529,000 | 4,937,000 | 7,224,000 | 9,627,000 |
| Provision for loan losses | 580,000 | 753,000 | 1,002,000 | 878,000 |
| Pretax income | 636,000 | 1,781,000 | 2,641,000 | 3,907,000 |
| Income tax | 213,000 | 636,000 | 941,000 | 1,578,000 |
| Net income | 423,000 | 1,145,000 | 1,700,000 | 2,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,593,000 | 37,270,000 | 38,143,000 | 35,920,000 |
| Total capital | 37,817,000 | 40,336,000 | 41,120,000 | 38,742,000 |
| Risk-weighted assets | 249,452,000 | 236,649,000 | 229,484,000 | 217,442,000 |