Call reports 2011
COMMUNITY COMMERCE BANK — 2011
What COMMUNITY COMMERCE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 349,398,000 | 340,016,000 | 329,420,000 | 312,822,000 |
| Total loans | 269,228,000 | 262,913,000 | 246,510,000 | 231,020,000 |
| Allowance for loan losses | 10,483,000 | 10,783,000 | 11,083,000 | 11,383,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 2,073,000 | 2,058,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,446,000 | 262,864,000 | 256,792,000 | 245,115,000 |
| Interest-bearing deposits | 269,178,000 | 262,407,000 | 256,144,000 | 244,664,000 |
| Noninterest-bearing deposits | 269,000 | 457,000 | 648,000 | 451,000 |
| Equity capital | 38,014,000 | 39,287,000 | 39,690,000 | 39,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,416,000 | 10,741,000 | 16,032,000 | 20,744,000 |
| Interest expense | 1,448,000 | 2,775,000 | 4,016,000 | 5,128,000 |
| Net interest income | 3,968,000 | 7,966,000 | 12,016,000 | 15,616,000 |
| Noninterest income | -156,000 | 867,000 | 191,000 | 169,000 |
| Noninterest expense | 2,528,000 | 4,871,000 | 7,138,000 | 9,382,000 |
| Provision for loan losses | 695,000 | 1,298,000 | 1,806,000 | 3,287,000 |
| Pretax income | 589,000 | 2,664,000 | 3,263,000 | 3,116,000 |
| Income tax | 192,000 | 994,000 | 1,189,000 | 1,061,000 |
| Net income | 397,000 | 1,670,000 | 2,074,000 | 2,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,183,000 | 35,233,000 | 35,928,000 | 35,590,000 |
| Total capital | 37,931,000 | 38,875,000 | 39,399,000 | 38,936,000 |
| Risk-weighted assets | 293,112,000 | 284,250,000 | 269,983,000 | 259,634,000 |