Call reports 2010
COMMUNITY COMMERCE BANK — 2010
What COMMUNITY COMMERCE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 391,752,000 | 383,127,000 | 379,736,000 | 360,810,000 |
| Total loans | 303,703,000 | 296,782,000 | 287,486,000 | 279,335,000 |
| Allowance for loan losses | 9,283,000 | 9,583,000 | 9,883,000 | 10,183,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,831,000 | 285,849,000 | 286,606,000 | 271,780,000 |
| Interest-bearing deposits | 284,523,000 | 285,326,000 | 285,856,000 | 271,262,000 |
| Noninterest-bearing deposits | 308,000 | 523,000 | 750,000 | 518,000 |
| Equity capital | 35,339,000 | 35,587,000 | 36,718,000 | 37,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,946,000 | 12,019,000 | 17,919,000 | 23,556,000 |
| Interest expense | 2,144,000 | 4,119,000 | 5,992,000 | 7,688,000 |
| Net interest income | 3,802,000 | 7,900,000 | 11,927,000 | 15,868,000 |
| Noninterest income | -590,000 | -847,000 | -1,053,000 | -1,656,000 |
| Noninterest expense | 2,528,000 | 4,880,000 | 7,170,000 | 9,473,000 |
| Provision for loan losses | 2,516,000 | 3,677,000 | 4,220,000 | 4,865,000 |
| Pretax income | -1,832,000 | -1,504,000 | -516,000 | -126,000 |
| Income tax | -806,000 | -725,000 | -369,000 | -378,000 |
| Net income | -1,026,000 | -779,000 | -147,000 | 252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,249,000 | 32,004,000 | 32,680,000 | 33,856,000 |
| Total capital | 37,261,000 | 35,991,000 | 36,669,000 | 37,708,000 |
| Risk-weighted assets | 318,693,000 | 316,966,000 | 317,239,000 | 305,674,000 |