Call reports 2009
COMMUNITY COMMERCE BANK — 2009
What COMMUNITY COMMERCE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 403,765,000 | 395,689,000 | 387,225,000 | 406,516,000 |
| Total loans | 325,972,000 | 320,410,000 | 312,735,000 | 307,682,000 |
| Allowance for loan losses | 4,677,000 | 4,677,000 | 6,677,000 | 6,877,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,538,000 | 283,020,000 | 280,332,000 | 299,366,000 |
| Interest-bearing deposits | 275,474,000 | 282,282,000 | 279,508,000 | 298,806,000 |
| Noninterest-bearing deposits | 1,064,000 | 739,000 | 824,000 | 560,000 |
| Equity capital | 36,566,000 | 36,818,000 | 36,162,000 | 36,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,575,000 | 13,059,000 | 19,626,000 | 25,908,000 |
| Interest expense | 3,483,000 | 6,658,000 | 9,556,000 | 12,080,000 |
| Net interest income | 3,092,000 | 6,401,000 | 10,070,000 | 13,828,000 |
| Noninterest income | 92,000 | 88,000 | 97,000 | 49,000 |
| Noninterest expense | 2,139,000 | 4,350,000 | 6,524,000 | 8,496,000 |
| Provision for loan losses | 778,000 | 1,531,000 | 4,238,000 | 5,705,000 |
| Pretax income | 267,000 | 608,000 | -595,000 | -324,000 |
| Income tax | 68,000 | 158,000 | -389,000 | -322,000 |
| Net income | 199,000 | 450,000 | -206,000 | -2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,566,000 | 36,818,000 | 34,358,000 | 34,529,000 |
| Total capital | 40,975,000 | 41,162,000 | 38,625,000 | 38,824,000 |
| Risk-weighted assets | 352,422,000 | 347,222,000 | 338,948,000 | 343,579,000 |