Call reports 2002
COMMUNITY COMMERCE BANK — 2002
What COMMUNITY COMMERCE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 220,791,000 | 220,766,000 | 220,739,000 | 225,157,000 |
| Total loans | 177,906,000 | 177,114,000 | 177,283,000 | 182,745,000 |
| Allowance for loan losses | 3,907,000 | 3,889,000 | 3,888,000 | 3,886,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,478,000 | 167,463,000 | 166,637,000 | 166,060,000 |
| Interest-bearing deposits | 167,901,000 | 163,201,000 | 162,008,000 | 161,994,000 |
| Noninterest-bearing deposits | 4,577,000 | 4,262,000 | 4,629,000 | 4,066,000 |
| Equity capital | 24,871,000 | 25,335,000 | 25,840,000 | 26,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,996,000 | 11,856,000 | 17,529,000 | 23,182,000 |
| Interest expense | 1,747,000 | 3,340,000 | 4,894,000 | 6,413,000 |
| Net interest income | 4,249,000 | 8,516,000 | 12,635,000 | 16,769,000 |
| Noninterest income | 146,000 | 465,000 | 900,000 | 1,015,000 |
| Noninterest expense | 2,615,000 | 5,177,000 | 7,659,000 | 10,072,000 |
| Provision for loan losses | 108,000 | 130,000 | 128,000 | 152,000 |
| Pretax income | 1,672,000 | 3,674,000 | 5,748,000 | 7,560,000 |
| Income tax | 652,000 | 1,439,000 | 2,256,000 | 2,843,000 |
| Net income | 1,020,000 | 2,235,000 | 3,492,000 | 4,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,871,000 | 25,335,000 | 25,840,000 | 26,314,000 |
| Total capital | 27,096,000 | 27,563,000 | 28,066,000 | 28,619,000 |
| Risk-weighted assets | 176,315,000 | 176,576,000 | 176,405,000 | 182,816,000 |