Call reports 2001
COMMUNITY COMMERCE BANK — 2001
What COMMUNITY COMMERCE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 235,392,000 | 229,458,000 | 228,093,000 | 214,605,000 |
| Total loans | 193,827,000 | 192,365,000 | 185,236,000 | 180,973,000 |
| Allowance for loan losses | 3,895,000 | 3,896,000 | 3,887,000 | 3,908,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,596,000 | 198,591,000 | 196,862,000 | 177,324,000 |
| Interest-bearing deposits | 198,328,000 | 192,531,000 | 190,643,000 | 171,685,000 |
| Noninterest-bearing deposits | 6,268,000 | 6,060,000 | 6,219,000 | 5,639,000 |
| Equity capital | 23,540,000 | 23,784,000 | 23,930,000 | 24,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,128,000 | 14,128,000 | 20,755,000 | 27,252,000 |
| Interest expense | 3,181,000 | 6,208,000 | 8,991,000 | 11,322,000 |
| Net interest income | 3,947,000 | 7,920,000 | 11,764,000 | 15,930,000 |
| Noninterest income | 275,000 | 721,000 | 1,054,000 | 1,333,000 |
| Noninterest expense | 2,669,000 | 5,290,000 | 7,790,000 | 10,009,000 |
| Provision for loan losses | 135,000 | 301,000 | 513,000 | 654,000 |
| Pretax income | 1,418,000 | 3,050,000 | 4,515,000 | 6,600,000 |
| Income tax | 549,000 | 1,186,000 | 1,753,000 | 2,438,000 |
| Net income | 869,000 | 1,864,000 | 2,762,000 | 4,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,540,000 | 23,784,000 | 23,930,000 | 24,578,000 |
| Total capital | 25,923,000 | 26,142,000 | 26,227,000 | 26,807,000 |
| Risk-weighted assets | 189,679,000 | 187,065,000 | 182,174,000 | 176,618,000 |