Call reports 2024
MOUNTAIN PACIFIC BANK — 2024
What MOUNTAIN PACIFIC BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 673,979,000 | 699,507,000 | 777,740,000 | 803,067,000 |
| Total loans | 579,601,000 | 619,631,000 | 628,541,000 | 642,825,000 |
| Allowance for loan losses | 10,225,000 | 10,797,000 | 11,284,000 | 11,688,000 |
| Securities available for sale | 21,544,000 | 20,851,000 | 20,973,000 | 20,021,000 |
| Securities held to maturity | 998,000 | 999,000 | 999,000 | 999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 537,483,000 | 547,151,000 | 622,334,000 | 633,898,000 |
| Interest-bearing deposits | 425,022,000 | 438,438,000 | 505,989,000 | 528,134,000 |
| Noninterest-bearing deposits | 112,461,000 | 108,713,000 | 116,345,000 | 105,764,000 |
| Equity capital | 74,975,000 | 76,850,000 | 79,844,000 | 82,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,272,000 | 21,553,000 | 33,675,000 | 46,185,000 |
| Interest expense | 4,076,000 | 8,555,000 | 13,558,000 | 18,807,000 |
| Net interest income | 6,196,000 | 12,998,000 | 20,117,000 | 27,378,000 |
| Noninterest income | 392,000 | 1,295,000 | 2,731,000 | 3,757,000 |
| Noninterest expense | 4,280,000 | 8,957,000 | 13,932,000 | 18,654,000 |
| Provision for loan losses | 591,000 | 1,041,000 | 1,491,000 | 1,941,000 |
| Pretax income | 1,727,000 | 4,290,000 | 7,405,000 | 10,505,000 |
| Income tax | 387,000 | 900,000 | 1,555,000 | 2,205,000 |
| Net income | 1,340,000 | 3,390,000 | 5,850,000 | 8,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,181,000 | 78,184,000 | 81,043,000 | 83,411,000 |
| Total capital | 84,053,000 | 86,621,000 | 89,418,000 | 91,856,000 |
| Risk-weighted assets | 626,494,000 | 671,647,000 | 666,166,000 | 671,440,000 |