Call reports 2023
MOUNTAIN PACIFIC BANK — 2023
What MOUNTAIN PACIFIC BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 553,936,000 | 594,950,000 | 647,316,000 | 671,997,000 |
| Total loans | 486,161,000 | 533,660,000 | 551,336,000 | 558,742,000 |
| Allowance for loan losses | 9,041,000 | 9,666,000 | 9,656,000 | 9,649,000 |
| Securities available for sale | 23,687,000 | 22,815,000 | 21,681,000 | 22,233,000 |
| Securities held to maturity | 1,001,000 | 1,000,000 | 1,002,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 462,253,000 | 437,719,000 | 515,940,000 | 536,042,000 |
| Interest-bearing deposits | 325,665,000 | 321,506,000 | 405,110,000 | 425,373,000 |
| Noninterest-bearing deposits | 136,587,000 | 116,212,000 | 110,830,000 | 110,669,000 |
| Equity capital | 66,570,000 | 67,764,000 | 70,590,000 | 73,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,622,000 | 16,324,000 | 26,035,000 | 36,438,000 |
| Interest expense | 1,232,000 | 3,483,000 | 6,860,000 | 10,745,000 |
| Net interest income | 6,390,000 | 12,841,000 | 19,175,000 | 25,693,000 |
| Noninterest income | 781,000 | 1,236,000 | 2,878,000 | 3,593,000 |
| Noninterest expense | 3,813,000 | 8,461,000 | 12,688,000 | 16,865,000 |
| Provision for loan losses | 149,000 | 754,000 | 620,000 | 656,000 |
| Pretax income | 3,209,000 | 4,862,000 | 8,745,000 | 11,765,000 |
| Income tax | 675,000 | 1,020,000 | 1,838,000 | 2,405,000 |
| Net income | 2,534,000 | 3,842,000 | 6,907,000 | 9,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,553,000 | 69,083,000 | 72,386,000 | 74,889,000 |
| Total capital | 74,017,000 | 76,299,000 | 79,792,000 | 82,454,000 |
| Risk-weighted assets | 514,022,000 | 573,776,000 | 589,396,000 | 602,209,000 |