Call reports 2022
MOUNTAIN PACIFIC BANK — 2022
What MOUNTAIN PACIFIC BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 591,059,000 | 588,333,000 | 570,844,000 | 559,190,000 |
| Total loans | 455,844,000 | 465,715,000 | 457,858,000 | 468,704,000 |
| Allowance for loan losses | 9,051,000 | 9,590,000 | 9,587,000 | 9,721,000 |
| Securities available for sale | 18,700,000 | 17,371,000 | 16,072,000 | 15,686,000 |
| Securities held to maturity | 1,003,000 | 1,002,000 | 1,002,000 | 1,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 519,340,000 | 526,912,000 | 506,802,000 | 491,548,000 |
| Interest-bearing deposits | 388,174,000 | 402,336,000 | 357,723,000 | 354,900,000 |
| Noninterest-bearing deposits | 131,166,000 | 124,576,000 | 149,080,000 | 136,648,000 |
| Equity capital | 56,900,000 | 57,797,000 | 59,588,000 | 63,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,727,000 | 11,665,000 | 18,364,000 | 25,785,000 |
| Interest expense | 540,000 | 1,020,000 | 1,535,000 | 2,347,000 |
| Net interest income | 5,187,000 | 10,645,000 | 16,829,000 | 23,438,000 |
| Noninterest income | 501,000 | 852,000 | 1,590,000 | 2,649,000 |
| Noninterest expense | 3,403,000 | 7,117,000 | 10,744,000 | 14,173,000 |
| Provision for loan losses | 350,000 | 950,000 | 1,550,000 | 1,750,000 |
| Pretax income | 1,935,000 | 3,430,000 | 6,125,000 | 10,164,000 |
| Income tax | 450,000 | 750,000 | 1,300,000 | 2,135,000 |
| Net income | 1,485,000 | 2,680,000 | 4,825,000 | 8,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,991,000 | 58,395,000 | 60,712,000 | 64,192,000 |
| Total capital | 63,166,000 | 64,637,000 | 66,871,000 | 70,446,000 |
| Risk-weighted assets | 490,685,000 | 495,631,000 | 488,855,000 | 496,374,000 |