Call reports 2021
MOUNTAIN PACIFIC BANK — 2021
What MOUNTAIN PACIFIC BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 534,340,000 | 579,924,000 | 588,681,000 | 612,543,000 |
| Total loans | 454,418,000 | 467,973,000 | 469,982,000 | 464,433,000 |
| Allowance for loan losses | 7,124,000 | 7,730,000 | 8,335,000 | 8,696,000 |
| Securities available for sale | 9,375,000 | 10,427,000 | 15,696,000 | 19,055,000 |
| Securities held to maturity | 1,004,000 | 1,004,000 | 1,003,000 | 1,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 455,892,000 | 500,416,000 | 506,358,000 | 527,024,000 |
| Interest-bearing deposits | 336,422,000 | 376,766,000 | 383,111,000 | 389,262,000 |
| Noninterest-bearing deposits | 119,470,000 | 123,650,000 | 123,246,000 | 137,762,000 |
| Equity capital | 49,469,000 | 50,954,000 | 53,242,000 | 55,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,523,000 | 11,178,000 | 17,167,000 | 23,497,000 |
| Interest expense | 825,000 | 1,587,000 | 2,249,000 | 2,855,000 |
| Net interest income | 4,698,000 | 9,591,000 | 14,918,000 | 20,642,000 |
| Noninterest income | 558,000 | 1,209,000 | 2,768,000 | 4,133,000 |
| Noninterest expense | 2,521,000 | 5,844,000 | 9,386,000 | 12,765,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 2,400,000 |
| Pretax income | 2,135,000 | 3,756,000 | 6,500,000 | 9,610,000 |
| Income tax | 445,000 | 790,000 | 1,360,000 | 2,050,000 |
| Net income | 1,690,000 | 2,966,000 | 5,140,000 | 7,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,656,000 | 50,091,000 | 52,398,000 | 55,049,000 |
| Total capital | 53,932,000 | 55,937,000 | 58,455,000 | 61,238,000 |
| Risk-weighted assets | 420,108,000 | 465,577,000 | 481,997,000 | 492,164,000 |