Call reports 2020
MOUNTAIN PACIFIC BANK — 2020
What MOUNTAIN PACIFIC BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 390,249,000 | 504,459,000 | 510,068,000 | 510,344,000 |
| Total loans | 344,851,000 | 411,844,000 | 442,719,000 | 433,626,000 |
| Allowance for loan losses | 4,752,000 | 5,344,000 | 5,916,000 | 6,519,000 |
| Securities available for sale | 7,839,000 | 6,057,000 | 5,259,000 | 6,071,000 |
| Securities held to maturity | 1,005,000 | 1,005,000 | 1,005,000 | 1,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,431,000 | 375,181,000 | 379,559,000 | 413,354,000 |
| Interest-bearing deposits | 267,292,000 | 290,658,000 | 283,065,000 | 312,354,000 |
| Noninterest-bearing deposits | 53,139,000 | 84,523,000 | 96,494,000 | 101,000,000 |
| Equity capital | 43,681,000 | 45,020,000 | 46,439,000 | 47,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,731,000 | 9,518,000 | 14,682,000 | 19,813,000 |
| Interest expense | 1,115,000 | 2,212,000 | 3,199,000 | 4,145,000 |
| Net interest income | 3,616,000 | 7,306,000 | 11,483,000 | 15,668,000 |
| Noninterest income | 522,000 | 871,000 | 1,654,000 | 2,585,000 |
| Noninterest expense | 2,397,000 | 4,441,000 | 7,091,000 | 9,922,000 |
| Provision for loan losses | 375,000 | 975,000 | 1,575,000 | 2,175,000 |
| Pretax income | 1,435,000 | 2,830,000 | 4,540,000 | 6,225,000 |
| Income tax | 300,000 | 600,000 | 1,000,000 | 1,370,000 |
| Net income | 1,135,000 | 2,230,000 | 3,540,000 | 4,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,544,000 | 43,919,000 | 45,337,000 | 46,603,000 |
| Total capital | 47,148,000 | 48,475,000 | — | 51,700,000 |
| Risk-weighted assets | 368,006,000 | 363,530,000 | — | 406,204,000 |