Call reports 2019
MOUNTAIN PACIFIC BANK — 2019
What MOUNTAIN PACIFIC BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 326,701,000 | 329,222,000 | 344,784,000 | 364,985,000 |
| Total loans | 249,624,000 | 269,725,000 | 289,969,000 | 314,902,000 |
| Allowance for loan losses | 4,012,000 | 4,065,000 | 4,242,000 | 4,416,000 |
| Securities available for sale | 15,168,000 | 13,831,000 | 12,456,000 | 11,818,000 |
| Securities held to maturity | 1,006,000 | 1,006,000 | 1,006,000 | 1,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,346,000 | 278,486,000 | 292,979,000 | 310,900,000 |
| Interest-bearing deposits | 230,746,000 | 225,116,000 | 240,299,000 | 257,140,000 |
| Noninterest-bearing deposits | 49,600,000 | 53,370,000 | 52,680,000 | 53,760,000 |
| Equity capital | 38,119,000 | 39,353,000 | 40,258,000 | 42,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,057,000 | 8,180,000 | 12,539,000 | 17,384,000 |
| Interest expense | 877,000 | 1,822,000 | 2,855,000 | 3,935,000 |
| Net interest income | 3,180,000 | 6,358,000 | 9,684,000 | 13,449,000 |
| Noninterest income | 138,000 | 868,000 | 1,124,000 | 2,092,000 |
| Noninterest expense | 2,028,000 | 4,611,000 | 7,047,000 | 9,460,000 |
| Provision for loan losses | 150,000 | 200,000 | 375,000 | 550,000 |
| Pretax income | 1,140,000 | 2,415,000 | 3,385,000 | 5,530,000 |
| Income tax | 210,000 | 460,000 | 665,000 | 1,125,000 |
| Net income | 930,000 | 1,955,000 | 2,720,000 | 4,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,251,000 | 38,384,000 | 39,261,000 | 41,188,000 |
| Total capital | 40,748,000 | 42,188,000 | 43,293,000 | 45,398,000 |
| Risk-weighted assets | 279,115,000 | 303,922,000 | 322,204,000 | 336,429,000 |