Call reports 2016
MOUNTAIN PACIFIC BANK — 2016
What MOUNTAIN PACIFIC BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 206,580,000 | 198,901,000 | 217,558,000 | 232,925,000 |
| Total loans | 163,139,000 | 175,503,000 | 190,700,000 | 191,470,000 |
| Allowance for loan losses | 2,661,000 | 2,740,000 | 2,876,000 | 2,974,000 |
| Securities available for sale | 11,296,000 | 10,707,000 | 10,738,000 | 12,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,911,000 | 169,876,000 | 187,978,000 | 204,307,000 |
| Interest-bearing deposits | 142,279,000 | 138,562,000 | 152,841,000 | 169,210,000 |
| Noninterest-bearing deposits | 34,633,000 | 31,314,000 | 35,136,000 | 35,096,000 |
| Equity capital | 24,951,000 | 25,237,000 | 25,572,000 | 25,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,020,000 | 4,164,000 | 6,508,000 | 8,871,000 |
| Interest expense | 206,000 | 412,000 | 640,000 | 904,000 |
| Net interest income | 1,814,000 | 3,752,000 | 5,868,000 | 7,967,000 |
| Noninterest income | 87,000 | 203,000 | 365,000 | 484,000 |
| Noninterest expense | 1,612,000 | 3,301,000 | 5,031,000 | 6,709,000 |
| Provision for loan losses | 100,000 | 200,000 | 325,000 | 400,000 |
| Pretax income | 205,000 | 480,000 | 905,000 | 1,370,000 |
| Income tax | 65,000 | 150,000 | 280,000 | 530,000 |
| Net income | 140,000 | 330,000 | 625,000 | 840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,624,000 | 22,977,000 | 23,378,000 | 23,548,000 |
| Total capital | 24,980,000 | 25,395,000 | 26,049,000 | 26,213,000 |
| Risk-weighted assets | 187,168,000 | 192,169,000 | 212,515,000 | 211,905,000 |