Call reports 2015
MOUNTAIN PACIFIC BANK — 2015
What MOUNTAIN PACIFIC BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 162,840,000 | 165,377,000 | 179,087,000 | 194,279,000 |
| Total loans | 129,683,000 | 139,611,000 | 154,271,000 | 152,600,000 |
| Allowance for loan losses | 2,417,000 | 2,434,000 | 2,464,000 | 2,555,000 |
| Securities available for sale | 7,092,000 | 8,723,000 | 8,473,000 | 8,886,000 |
| Securities held to maturity | 998,000 | 999,000 | 999,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,523,000 | 133,507,000 | 148,840,000 | 163,849,000 |
| Interest-bearing deposits | 102,652,000 | 105,114,000 | 115,973,000 | 132,761,000 |
| Noninterest-bearing deposits | 27,870,000 | 28,392,000 | 32,867,000 | 31,088,000 |
| Equity capital | 24,201,000 | 24,162,000 | 24,430,000 | 24,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,671,000 | 3,449,000 | 5,336,000 | 7,389,000 |
| Interest expense | 155,000 | 312,000 | 491,000 | 687,000 |
| Net interest income | 1,516,000 | 3,137,000 | 4,845,000 | 6,702,000 |
| Noninterest income | 176,000 | 254,000 | 346,000 | 637,000 |
| Noninterest expense | 1,377,000 | 2,841,000 | 4,391,000 | 5,989,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 100,000 |
| Pretax income | 315,000 | 550,000 | 775,000 | 1,250,000 |
| Income tax | 0 | 190,000 | 275,000 | 425,000 |
| Net income | 315,000 | 360,000 | 500,000 | 825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,373,000 | 21,626,000 | 21,878,000 | 22,408,000 |
| Total capital | 23,251,000 | 23,666,000 | 24,056,000 | 24,642,000 |
| Risk-weighted assets | 148,009,000 | 161,103,000 | 172,417,000 | 176,880,000 |