Call reports 2009
MOUNTAIN PACIFIC BANK — 2009
What MOUNTAIN PACIFIC BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 138,589,000 | 136,510,000 | 123,312,000 | 109,906,000 |
| Total loans | 101,912,000 | 98,449,000 | 87,516,000 | 77,504,000 |
| Allowance for loan losses | 3,002,000 | 2,840,000 | 3,590,000 | 3,455,000 |
| Securities available for sale | 2,603,000 | 2,588,000 | 9,052,000 | 8,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,640,000 | 115,402,000 | 102,808,000 | 89,241,000 |
| Interest-bearing deposits | 106,938,000 | 106,823,000 | 92,849,000 | 79,353,000 |
| Noninterest-bearing deposits | 8,702,000 | 8,579,000 | 9,960,000 | 9,888,000 |
| Equity capital | 13,533,000 | 11,552,000 | 11,218,000 | 11,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,589,000 | 3,095,000 | 4,408,000 | 5,700,000 |
| Interest expense | 1,002,000 | 1,914,000 | 2,744,000 | 3,350,000 |
| Net interest income | 587,000 | 1,181,000 | 1,664,000 | 2,350,000 |
| Noninterest income | 17,000 | 23,000 | 48,000 | 403,000 |
| Noninterest expense | 1,001,000 | 2,350,000 | 3,395,000 | 4,733,000 |
| Provision for loan losses | 1,000,000 | 2,277,000 | 3,810,000 | 3,810,000 |
| Pretax income | -1,397,000 | -3,423,000 | -5,493,000 | -5,790,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,397,000 | -3,423,000 | -5,493,000 | -5,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,515,000 | 11,527,000 | 11,167,000 | 11,170,000 |
| Total capital | 14,940,000 | 12,834,000 | 12,328,000 | 12,241,000 |
| Risk-weighted assets | 112,399,000 | 105,416,000 | 91,923,000 | 84,335,000 |