Call reports 2008
MOUNTAIN PACIFIC BANK — 2008
What MOUNTAIN PACIFIC BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 88,825,000 | 101,669,000 | 116,700,000 | 132,912,000 |
| Total loans | 80,406,000 | 89,249,000 | 102,647,000 | 102,695,000 |
| Allowance for loan losses | 1,130,000 | 1,341,000 | 4,945,000 | 2,732,000 |
| Securities available for sale | 0 | 0 | 2,496,000 | 2,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,443,000 | 83,384,000 | 95,961,000 | 108,649,000 |
| Interest-bearing deposits | 65,274,000 | 73,896,000 | 86,130,000 | 98,592,000 |
| Noninterest-bearing deposits | 6,169,000 | 9,488,000 | 9,831,000 | 10,057,000 |
| Equity capital | 16,712,000 | 17,340,000 | 15,149,000 | 14,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,630,000 | 3,252,000 | 4,937,000 | 6,640,000 |
| Interest expense | 654,000 | 1,345,000 | 2,182,000 | 3,170,000 |
| Net interest income | 976,000 | 1,907,000 | 2,755,000 | 3,470,000 |
| Noninterest income | 12,000 | 49,000 | 65,000 | 96,000 |
| Noninterest expense | 758,000 | 1,795,000 | 2,693,000 | 3,738,000 |
| Provision for loan losses | 234,000 | 506,000 | 4,110,000 | 4,110,000 |
| Pretax income | -4,000 | -345,000 | -3,983,000 | -4,282,000 |
| Income tax | 10,000 | -98,000 | -83,000 | -83,000 |
| Net income | -14,000 | -247,000 | -3,900,000 | -4,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,712,000 | 17,340,000 | 15,149,000 | 14,875,000 |
| Total capital | 17,847,000 | 18,622,000 | 16,581,000 | 16,298,000 |
| Risk-weighted assets | 90,752,000 | 102,536,000 | 110,982,000 | 112,484,000 |