Call reports 2007
MOUNTAIN PACIFIC BANK — 2007
What MOUNTAIN PACIFIC BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 53,112,000 | 65,981,000 | 74,792,000 | 78,984,000 |
| Total loans | 41,583,000 | 52,455,000 | 62,966,000 | 65,754,000 |
| Allowance for loan losses | 518,000 | 656,000 | 851,000 | 896,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,038,000 | 49,610,000 | 57,949,000 | 61,633,000 |
| Interest-bearing deposits | 34,201,000 | 44,570,000 | 51,403,000 | 56,374,000 |
| Noninterest-bearing deposits | 2,837,000 | 5,040,000 | 6,546,000 | 5,259,000 |
| Equity capital | 15,806,000 | 16,055,000 | 16,388,000 | 16,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,013,000 | 2,439,000 | 4,130,000 | 5,847,000 |
| Interest expense | 330,000 | 818,000 | 1,400,000 | 2,016,000 |
| Net interest income | 683,000 | 1,621,000 | 2,730,000 | 3,831,000 |
| Noninterest income | 18,000 | 26,000 | 37,000 | 47,000 |
| Noninterest expense | 499,000 | 1,110,000 | 1,740,000 | 2,468,000 |
| Provision for loan losses | 177,000 | 315,000 | 510,000 | 555,000 |
| Pretax income | 25,000 | 222,000 | 517,000 | 855,000 |
| Income tax | 0 | 0 | 0 | 84,000 |
| Net income | 25,000 | 222,000 | 517,000 | 771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,806,000 | 16,055,000 | 16,388,000 | 16,687,000 |
| Total capital | 16,270,000 | 16,685,000 | 17,265,000 | 17,609,000 |
| Risk-weighted assets | 40,069,000 | 58,052,000 | 75,800,000 | 77,572,000 |