Call reports 2006
MOUNTAIN PACIFIC BANK — 2006
What MOUNTAIN PACIFIC BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Total assets | 22,034,000 | 43,249,000 |
| Total loans | 15,008,000 | 27,304,000 |
| Allowance for loan losses | 188,000 | 341,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 9,474,000 | 27,305,000 |
| Interest-bearing deposits | 7,577,000 | 24,561,000 |
| Noninterest-bearing deposits | 1,897,000 | 2,744,000 |
| Equity capital | 12,333,000 | 15,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Interest income | 248,000 | 938,000 |
| Interest expense | 48,000 | 243,000 |
| Net interest income | 200,000 | 695,000 |
| Noninterest income | 2,000 | 5,000 |
| Noninterest expense | 721,000 | 1,126,000 |
| Provision for loan losses | 188,000 | 341,000 |
| Pretax income | -707,000 | -767,000 |
| Income tax | 0 | 0 |
| Net income | -707,000 | -767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Tier 1 capital | 12,333,000 | 15,683,000 |
| Total capital | 12,509,000 | 16,008,000 |
| Risk-weighted assets | 14,085,000 | 27,899,000 |