Call reports 2007
UMB BANK, WARSAW, NATIONAL ASSOCIATION — 2007
What UMB BANK, WARSAW, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 88,154,000 | 99,218,000 | 101,711,000 |
| Total loans | 38,692,000 | 41,160,000 | 41,967,000 |
| Allowance for loan losses | 403,000 | 404,000 | 408,000 |
| Securities available for sale | 45,883,000 | 43,343,000 | 38,711,000 |
| Securities held to maturity | 235,000 | 135,000 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 66,809,000 | 67,219,000 | 68,023,000 |
| Interest-bearing deposits | 59,207,000 | 59,138,000 | 60,610,000 |
| Noninterest-bearing deposits | 7,602,000 | 8,081,000 | 7,413,000 |
| Equity capital | 6,697,000 | 6,726,000 | 7,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 1,128,000 | 2,337,000 | 3,730,000 |
| Interest expense | 604,000 | 1,271,000 | 2,075,000 |
| Net interest income | 524,000 | 1,066,000 | 1,655,000 |
| Noninterest income | 106,000 | 230,000 | 433,000 |
| Noninterest expense | 380,000 | 693,000 | 1,201,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 250,000 | 603,000 | 887,000 |
| Income tax | 84,000 | 209,000 | 306,000 |
| Net income | 166,000 | 394,000 | 581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 6,895,000 | 7,124,000 | 7,310,000 |
| Total capital | 7,298,000 | 7,528,000 | 7,718,000 |
| Risk-weighted assets | 46,256,000 | 50,207,000 | 50,500,000 |