Call reports 2006
UMB BANK, WARSAW, NATIONAL ASSOCIATION — 2006
What UMB BANK, WARSAW, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 82,692,000 | 83,966,000 | 82,583,000 | 84,854,000 |
| Total loans | 30,399,000 | 32,605,000 | 33,335,000 | 35,583,000 |
| Allowance for loan losses | 407,000 | 407,000 | 405,000 | 409,000 |
| Securities available for sale | 48,810,000 | 47,562,000 | 45,806,000 | 44,332,000 |
| Securities held to maturity | 980,000 | 865,000 | 465,000 | 365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,716,000 | 61,788,000 | 62,877,000 | 66,905,000 |
| Interest-bearing deposits | 53,853,000 | 54,468,000 | 56,167,000 | 58,046,000 |
| Noninterest-bearing deposits | 6,863,000 | 7,320,000 | 6,710,000 | 8,859,000 |
| Equity capital | 5,660,000 | 5,656,000 | 6,197,000 | 6,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 913,000 | 1,901,000 | 2,957,000 | 4,034,000 |
| Interest expense | 474,000 | 996,000 | 1,590,000 | 2,172,000 |
| Net interest income | 439,000 | 905,000 | 1,367,000 | 1,862,000 |
| Noninterest income | 106,000 | 220,000 | 328,000 | 447,000 |
| Noninterest expense | 373,000 | 719,000 | 1,079,000 | 1,439,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 172,000 | 406,000 | 616,000 | 870,000 |
| Income tax | 56,000 | 134,000 | 205,000 | 291,000 |
| Net income | 116,000 | 272,000 | 411,000 | 579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,266,000 | 6,421,000 | 6,561,000 | 6,729,000 |
| Total capital | 6,673,000 | 6,828,000 | 6,966,000 | 7,138,000 |
| Risk-weighted assets | 41,201,000 | 42,780,000 | 42,296,000 | 43,735,000 |