Call reports 2002
UMB BANK, WARSAW, NATIONAL ASSOCIATION — 2002
What UMB BANK, WARSAW, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 88,467,000 | 89,101,000 | 89,865,000 | 85,161,000 |
| Total loans | 21,638,000 | 21,703,000 | 20,892,000 | 20,360,000 |
| Allowance for loan losses | 256,000 | 204,000 | 200,000 | 240,000 |
| Securities available for sale | 49,534,000 | 55,718,000 | 57,421,000 | 54,826,000 |
| Securities held to maturity | 9,530,000 | 8,889,000 | 8,186,000 | 7,033,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,599,000 | 73,773,000 | 73,113,000 | 69,321,000 |
| Interest-bearing deposits | 69,610,000 | 68,042,000 | 67,594,000 | 63,999,000 |
| Noninterest-bearing deposits | 5,989,000 | 5,731,000 | 5,519,000 | 5,322,000 |
| Equity capital | 6,219,000 | 6,702,000 | 7,024,000 | 7,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,055,000 | 2,096,000 | 3,135,000 | 4,124,000 |
| Interest expense | 513,000 | 992,000 | 1,437,000 | 1,816,000 |
| Net interest income | 542,000 | 1,104,000 | 1,698,000 | 2,308,000 |
| Noninterest income | 104,000 | 190,000 | 281,000 | 375,000 |
| Noninterest expense | 392,000 | 818,000 | 1,214,000 | 1,591,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 140,000 |
| Pretax income | 329,000 | 536,000 | 810,000 | 1,042,000 |
| Income tax | 90,000 | 136,000 | 207,000 | 267,000 |
| Net income | 239,000 | 400,000 | 603,000 | 775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,893,000 | 6,054,000 | 6,257,000 | 6,429,000 |
| Total capital | 6,149,000 | 6,258,000 | 6,457,000 | 6,669,000 |
| Risk-weighted assets | 34,312,000 | 32,534,000 | 31,191,000 | 32,546,000 |