Call reports 2021
MANSON STATE BANK — 2021
What MANSON STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 39,689,000 | 40,525,000 | 40,026,000 | 40,915,000 |
| Total loans | 16,950,000 | 15,927,000 | 14,852,000 | 14,129,000 |
| Allowance for loan losses | 423,000 | 423,000 | 423,000 | 423,000 |
| Securities available for sale | 20,838,000 | 21,655,000 | 21,942,000 | 20,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,698,000 | 36,402,000 | 35,909,000 | 36,800,000 |
| Interest-bearing deposits | 26,948,000 | 27,812,000 | 28,160,000 | 28,402,000 |
| Noninterest-bearing deposits | 8,750,000 | 8,590,000 | 7,749,000 | 8,398,000 |
| Equity capital | 3,947,000 | 4,083,000 | 4,080,000 | 4,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 231,000 | 453,000 | 678,000 | 901,000 |
| Interest expense | 19,000 | 38,000 | 58,000 | 76,000 |
| Net interest income | 212,000 | 415,000 | 620,000 | 825,000 |
| Noninterest income | 95,000 | 124,000 | 140,000 | 236,000 |
| Noninterest expense | 211,000 | 419,000 | 636,000 | 840,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 96,000 | 120,000 | 124,000 | 221,000 |
| Income tax | 5,000 | 6,000 | 6,000 | 11,000 |
| Net income | 91,000 | 114,000 | 118,000 | 210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,169,000 | 4,146,000 | 4,130,000 | 4,223,000 |