Call reports 2020
MANSON STATE BANK — 2020
What MANSON STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 34,161,000 | 35,808,000 | 37,872,000 | 38,750,000 |
| Total loans | 16,207,000 | 17,724,000 | 17,053,000 | 16,806,000 |
| Allowance for loan losses | 297,000 | 313,000 | 402,000 | 423,000 |
| Securities available for sale | 11,940,000 | 12,413,000 | 13,777,000 | 19,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,709,000 | 31,128,000 | 33,165,000 | 34,331,000 |
| Interest-bearing deposits | 23,032,000 | 24,381,000 | 24,213,000 | 25,515,000 |
| Noninterest-bearing deposits | 6,677,000 | 6,747,000 | 8,952,000 | 8,816,000 |
| Equity capital | 4,403,000 | 4,634,000 | 4,654,000 | 4,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 292,000 | 587,000 | 858,000 | 1,090,000 |
| Interest expense | 29,000 | 55,000 | 80,000 | 102,000 |
| Net interest income | 263,000 | 532,000 | 778,000 | 988,000 |
| Noninterest income | 36,000 | 72,000 | 91,000 | 108,000 |
| Noninterest expense | 206,000 | 418,000 | 626,000 | 839,000 |
| Provision for loan losses | 0 | 21,000 | 109,000 | 129,000 |
| Pretax income | 96,000 | 168,000 | 215,000 | 290,000 |
| Income tax | 5,000 | 8,000 | 11,000 | 14,000 |
| Net income | 91,000 | 160,000 | 204,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,173,000 | 4,184,000 | 4,199,000 | 4,111,000 |
| Total capital | 4,441,000 | — | — | — |
| Risk-weighted assets | 21,484,000 | — | — | — |