Call reports 2019
MANSON STATE BANK — 2019
What MANSON STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 34,345,000 | 33,753,000 | 33,718,000 | 33,304,000 |
| Total loans | 16,942,000 | 16,851,000 | 16,819,000 | 16,098,000 |
| Allowance for loan losses | 180,000 | 192,000 | 207,000 | 297,000 |
| Securities available for sale | 12,467,000 | 12,319,000 | 12,063,000 | 12,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,936,000 | 29,187,000 | 29,096,000 | 28,884,000 |
| Interest-bearing deposits | 24,298,000 | 23,363,000 | 22,882,000 | 22,811,000 |
| Noninterest-bearing deposits | 5,638,000 | 5,824,000 | 6,214,000 | 6,073,000 |
| Equity capital | 4,341,000 | 4,503,000 | 4,555,000 | 4,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 328,000 | 643,000 | 955,000 | 1,254,000 |
| Interest expense | 34,000 | 71,000 | 107,000 | 137,000 |
| Net interest income | 294,000 | 572,000 | 848,000 | 1,117,000 |
| Noninterest income | 22,000 | 39,000 | 59,000 | 79,000 |
| Noninterest expense | 185,000 | 372,000 | 564,000 | 774,000 |
| Provision for loan losses | 0 | 20,000 | 35,000 | 125,000 |
| Pretax income | 131,000 | 219,000 | 308,000 | 319,000 |
| Income tax | 7,000 | 11,000 | 14,000 | 16,000 |
| Net income | 124,000 | 208,000 | 294,000 | 303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,189,000 | 4,208,000 | 4,255,000 | 4,106,000 |
| Total capital | 4,369,000 | 4,400,000 | 4,462,000 | 4,372,000 |
| Risk-weighted assets | 21,801,000 | 21,952,000 | 21,954,000 | 21,274,000 |