Call reports 2018
MANSON STATE BANK — 2018
What MANSON STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 34,828,000 | 35,713,000 | 34,078,000 | 34,331,000 |
| Total loans | 17,353,000 | 18,186,000 | 18,242,000 | 17,886,000 |
| Allowance for loan losses | 155,000 | 155,000 | 155,000 | 180,000 |
| Securities available for sale | 14,488,000 | 13,223,000 | 12,462,000 | 12,451,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,768,000 | 31,623,000 | 29,981,000 | 30,179,000 |
| Interest-bearing deposits | 24,520,000 | 26,101,000 | 24,836,000 | 24,202,000 |
| Noninterest-bearing deposits | 6,248,000 | 5,522,000 | 5,145,000 | 5,977,000 |
| Equity capital | 4,008,000 | 4,029,000 | 4,042,000 | 4,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 290,000 | 603,000 | 923,000 | 1,254,000 |
| Interest expense | 24,000 | 53,000 | 80,000 | 107,000 |
| Net interest income | 266,000 | 550,000 | 843,000 | 1,147,000 |
| Noninterest income | 25,000 | 45,000 | 65,000 | 86,000 |
| Noninterest expense | 203,000 | 401,000 | 608,000 | 825,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 88,000 | 194,000 | 300,000 | 383,000 |
| Income tax | 4,000 | 10,000 | 15,000 | 19,000 |
| Net income | 84,000 | 184,000 | 285,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,031,000 | 4,090,000 | 4,179,000 | 4,102,000 |
| Total capital | 4,186,000 | 4,245,000 | 4,334,000 | 4,282,000 |
| Risk-weighted assets | 22,632,000 | 23,036,000 | 22,996,000 | 22,841,000 |