Call reports 2017
MANSON STATE BANK — 2017
What MANSON STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 35,453,000 | 35,813,000 | 34,839,000 | 34,039,000 |
| Total loans | 13,448,000 | 13,988,000 | 15,419,000 | 16,204,000 |
| Allowance for loan losses | 150,000 | 150,000 | 150,000 | 155,000 |
| Securities available for sale | 18,930,000 | 18,462,000 | 17,138,000 | 14,754,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,302,000 | 30,436,000 | 29,773,000 | 29,935,000 |
| Interest-bearing deposits | 25,342,000 | 24,591,000 | 24,000,000 | 23,814,000 |
| Noninterest-bearing deposits | 5,960,000 | 5,845,000 | 5,773,000 | 6,121,000 |
| Equity capital | 4,109,000 | 4,326,000 | 4,329,000 | 4,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 272,000 | 549,000 | 829,000 | 1,121,000 |
| Interest expense | 19,000 | 39,000 | 63,000 | 87,000 |
| Net interest income | 253,000 | 510,000 | 766,000 | 1,034,000 |
| Noninterest income | 30,000 | 51,000 | 72,000 | 94,000 |
| Noninterest expense | 200,000 | 397,000 | 586,000 | 805,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 84,000 | 166,000 | 259,000 | 327,000 |
| Income tax | 4,000 | 8,000 | 14,000 | 16,000 |
| Net income | 80,000 | 158,000 | 245,000 | 311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,957,000 | 3,988,000 | 4,056,000 | 3,972,000 |
| Total capital | 4,107,000 | 4,138,000 | 4,206,000 | 4,127,000 |
| Risk-weighted assets | 20,237,000 | 20,773,000 | 21,322,000 | 21,196,000 |