Call reports 2016
MANSON STATE BANK — 2016
What MANSON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 38,299,000 | 36,378,000 | 35,790,000 | 35,409,000 |
| Total loans | 13,537,000 | 13,429,000 | 13,185,000 | 13,341,000 |
| Allowance for loan losses | 150,000 | 150,000 | 150,000 | 150,000 |
| Securities available for sale | 19,439,000 | 17,799,000 | 16,848,000 | 17,733,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,700,000 | 31,813,000 | 31,246,000 | 30,863,000 |
| Interest-bearing deposits | 25,639,000 | 25,588,000 | 24,772,000 | 17,931,000 |
| Noninterest-bearing deposits | 6,061,000 | 6,225,000 | 6,474,000 | 12,932,000 |
| Equity capital | 4,306,000 | 4,484,000 | 4,475,000 | 3,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 285,000 | 556,000 | 823,000 | 1,084,000 |
| Interest expense | 19,000 | 36,000 | 53,000 | 69,000 |
| Net interest income | 266,000 | 520,000 | 770,000 | 1,015,000 |
| Noninterest income | 25,000 | 48,000 | 72,000 | 96,000 |
| Noninterest expense | 203,000 | 396,000 | 595,000 | 792,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 88,000 | 180,000 | 267,000 | 342,000 |
| Income tax | 4,000 | 9,000 | 13,000 | 18,000 |
| Net income | 84,000 | 171,000 | 254,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,909,000 | 3,946,000 | 4,007,000 | 3,924,000 |
| Total capital | 4,059,000 | 4,096,000 | 4,157,000 | 4,074,000 |
| Risk-weighted assets | 23,594,000 | 22,077,000 | 20,152,000 | 20,456,000 |