Call reports 2015
MANSON STATE BANK — 2015
What MANSON STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 41,001,000 | 38,734,000 | 38,410,000 | 38,126,000 |
| Total loans | 12,866,000 | 12,671,000 | 13,129,000 | 13,148,000 |
| Allowance for loan losses | 162,000 | 153,000 | 150,000 | 150,000 |
| Securities available for sale | 20,387,000 | 19,909,000 | 19,940,000 | 19,554,000 |
| Securities held to maturity | 4,000 | 3,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,589,000 | 34,484,000 | 34,007,000 | 33,117,000 |
| Interest-bearing deposits | 30,142,000 | 27,337,000 | 27,450,000 | 26,966,000 |
| Noninterest-bearing deposits | 6,447,000 | 7,147,000 | 6,557,000 | 6,151,000 |
| Equity capital | 4,341,000 | 4,185,000 | 4,340,000 | 4,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 269,000 | 537,000 | 810,000 | 1,096,000 |
| Interest expense | 19,000 | 39,000 | 59,000 | 73,000 |
| Net interest income | 250,000 | 498,000 | 751,000 | 1,023,000 |
| Noninterest income | 27,000 | 51,000 | 75,000 | 92,000 |
| Noninterest expense | 200,000 | 396,000 | 593,000 | 807,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 86,000 | 170,000 | 251,000 | 340,000 |
| Income tax | 4,000 | 9,000 | 13,000 | 17,000 |
| Net income | 82,000 | 161,000 | 238,000 | 323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,890,000 | 3,915,000 | 3,969,000 | 3,891,000 |
| Total capital | 4,052,000 | 4,068,000 | 4,119,000 | 4,041,000 |
| Risk-weighted assets | 21,609,000 | 22,678,000 | 23,150,000 | 22,736,000 |